Singapore Dollar to AUD Exchange Rate: Convert SGD to AUD

Current exchange rate (1 SGD to AUD): 1.1237 AUD · 52-week low: 1.0811 AUD · 52-week high: 1.1983 AUD · 100 SGD in AUD: 112.37 AUD · 100 AUD in SGD: 88.99 SGD

Eight reference numbers, one pattern: the mid-market rate is the same starting line for everyone, but the figure you are actually quoted depends on the provider, the direction, and the fees bolted onto the deal.

The 52-week figures are tracked reference values from the rate data behind this guide; the derived rows are simple arithmetic on the Xe mid-market rate cited above.

How much is $100 AUD in Singapore dollars?

If you’re converting Australian dollars into Singapore dollars, you divide by the current rate. At the reference rate of 1.1237 AUD per SGD (the mid-market number in the table above), $100 AUD becomes $88.99 SGD. Flip it around, and $100 SGD buys $112.37 AUD. These are the clean mid-market values — before any spread, transfer fee, or cash margin is added.

How much is $1 SGD in AUD?

• One Singapore dollar buys 1.1237 AUD at the mid-market reference rate quoted above.
• In practice, four specialist services in a single comparison quoted between 1.1253 and 1.1376 AUD per SGD — a spread of roughly 1% between the best and worst rate (Monito, cited in the Quick snapshot).

The gap matters more than it looks: on a S$1,000 conversion, that spread is worth about A$12 — money you keep or lose depending on which provider you pick.

The trade-off: the conversion math is trivial — what actually changes your outcome is the margin the provider adds on top of that mid-market rate.

How much is 100 SGD in AUD?

• 100 SGD = 112.37 AUD
• 500 SGD = 561.85 AUD
• 1,000 SGD = 1,123.70 AUD

These multiples are straight arithmetic on the 1.1237 mid-market reference. If you want to know what you will actually receive, start from a real quote, not the headline rate.

Is SGD stronger than AUD today?

Yes, in nominal terms. One Singapore dollar buys 1.1237 Australian dollars, which means SGD trades above parity with AUD. That is why Singapore visitors to Australia often feel their cash goes further — at least until fees eat the difference.

Why is Singapore dollar stronger than AUD?

• Singapore runs consistent external surpluses and manages its dollar through a disciplined, trade-weighted policy, which supports demand for SGD.
• The Australian dollar is more exposed to commodity cycles and global growth expectations, so it tends to be the more volatile side of the pair.
• The market’s current verdict is visible in the mid-market reference: 1 SGD = 1.1237 AUD (Xe, cited in the snapshot above).

Nominal strength is not the same as spending power. A “strong” SGD means little if your transfer provider quotes you a weak rate and then adds a fee on top. What matters is the all-in AUD amount that lands in the Australian account.

Will the AUD get stronger against SGD?

• No honest forecast can promise a direction; the past year’s range — 1.0811 to 1.1983 AUD per SGD — shows how far this pair can swing.
• AUD strength typically follows commodity demand and global risk appetite; SGD strength tracks Singapore’s external position and policy settings.
• The practical signal: when live quotes touch the upper end of the range, travelers and businesses converting AUD to SGD get more SGD for each dollar.

The paradox: the range is wide, but the timing is unpredictable. Using rate alerts and comparing providers beats waiting for a prediction that no source in this guide can verify.

Is it a good time to exchange AUD to SGD?

The honest answer: there is no perfect time, only better and worse conditions. Live quotes move continuously while FX markets are open, and different converters can show different numbers at the same moment — Wise’s own converter has read about 1.099 AUD per SGD in one live quote — Wise (transfer specialist) — while the reference mid-market sat higher.

What is the best day of the week to exchange money in Singapore?

• Avoid weekends and public holidays: FX markets are closed, so the rate you are quoted is anchored to Friday’s close, and changers tend to widen spreads when liquidity is thin.
• The practical pattern cited by currency desks: mid-week mornings usually see the tightest spreads, when Singapore and Australian markets are both active.
• If you cannot wait, at least avoid airport counters and hotel desks, which typically build the widest margins into their rates.

None of this is a guarantee — it is a habit. The traders setting your rate care more about global liquidity than the day of the week you walk in.

What time of day are exchange rates best?

• Rates are live whenever markets are open; the “best” moment is usually when both the SGD and AUD markets are trading actively, so the spread stays tight.
• Set a rate alert on a comparison platform and act when the quote moves in your favor, rather than checking once and assuming you got the day’s best number.

Why it matters: a marginally better rate compounds across larger amounts. On a A$10,000 transfer, an improvement of half a percent is A$50 you do not have to spend.

Where has the best exchange rate in Singapore?

The short answer: for most amounts, a specialist online provider beats both banks and cash counters. For cash in hand, licensed money changers in Singapore are competitive, but the exact rate depends on the day and the shop. One comparison logged the best AUD-to-SGD cash rate at 0.8896 (sMoney (cash-rate tracker)) — a signal, not a promise.

Is it better to exchange money in Australia or Singapore?

• For cash: Singapore’s money changers quote AUD in SGD and compete on volume; the price you get depends on the amount and the day’s wholesale rate.
• For transfers: Australian-based specialists publish the mid-market rate and charge a transparent fee, which usually beats a bank’s retail margin (Wise, cited in the quotes section below).
• For bank customers: Commonwealth Bank waives international transfer fees through NetBank and its app, and covers correspondent bank fees when the sending currency differs from the payment currency — but the beneficiary’s bank may still deduct a fee before the money arrives (Commonwealth Bank, major Australian bank).

Money changers vs banks vs online services

• Online specialists (Wise, Revolut, Instarem, XE, CurrencyFair): mid-market or near-mid-market rates with clear fees; ideal for amounts above a few hundred dollars.
• Cash money changers: fast and useful for small sums, but the cash spread is often wider than the online mid-market — sMoney’s 0.8896 benchmark sits below the 0.9015 mid-market recorded elsewhere (sMoney, cited in the key facts table).
• Banks: convenient if you already bank there, but retail rates include a margin; some waive their own transfer fees while third-party fees may still apply.

One more caveat worth seeing in the data: Revolut’s Australian converter has quoted 1 SGD at 1.20350 AUD in one live reading (Revolut, multi-currency platform), while the mid-market reference used in this guide is 1.1237. Live quotes clearly differ by platform and by moment — so the only number that matters is the one on your final quote.

The implication: choose the channel by the job. Small cash for a taxi ride — a changer. A salary or holiday budget — an online specialist. A bank — only when its fee waiver and convenience outweigh the margin.

What is the prediction for the Singapore dollar to AUD exchange rate?

The short version: nobody can sell you a verified forecast, and the data says the pair moves too much to pin down. Over the past year the rate has swung between 1.0811 and 1.1983 AUD per SGD — a range wide enough to change the cost of a transfer by more than 10 percent.

Singapore dollar to AUD prediction

• The mid-market readings behind this guide cluster between roughly 1.099 and 1.2035 AUD per SGD — live quotes, not forecasts.
• AUD strength is tied to commodity prices and global risk appetite; SGD strength tracks Singapore’s external position and managed exchange-rate policy.
• The 52-week range (1.0811 to 1.1983) is the only “prediction” the data supports: expect movement, not stability.

Treat any precise forecast as marketing. The useful question is not where the rate will be in six months, but whether today’s quote beats your threshold after fees.

Historical trends and expert analysis

• Transfer-comparison mid-market benchmarks read 1 AUD = 0.901561 SGD (MoneyTransfers, cited in the key facts table) and 1 AUD = 0.90599 SGD (The Currency Shop, cited in the snapshot) — even the benchmark drifts hour to hour.
• The AUD side historically amplifies global cycles: when iron ore and risk sentiment rise, AUD tends to firm against SGD; when they fade, the SGD side reasserts.
• Singapore’s framework smooths extreme swings, which is one reason the SGD side has held its ground for extended periods.

What this means: build the range into your plan. If 1.08 is the floor you have seen recently, convert when the quote sits comfortably inside the upper half of the range — and do not look back.

Provider comparison at a glance

Seven providers, one pattern: the headline mid-market rate is the same for everyone, but quotes and fees diverge once real offers enter the picture. Monito logged these SGD-to-AUD rates for four specialists in a single comparison (Monito, cited in the snapshot); the AUD-to-SGD rows below come from The Currency Shop and MoneyTransfers.

The pattern: the $0-fee providers were not automatic winners — Ria’s rate was better than XE’s, but the fee flipped the total cost. On a A$1,000 transfer, TorFX’s $0 fee and 0.8831 rate would land about 883.1 SGD, a hair ahead of XE’s 882.6 and Ria’s 881.3 after its fee.

Pros and cons at a glance

The pattern is consistent: the cheapest route depends on the amount, the direction, and where the receiving-side fees land — not on which brand promises the best headline rate.

How to convert SGD to AUD in five steps

The process looks simple, but the order matters. Working through these steps keeps you from paying for a rate that was already stale before you confirmed it.

1. Check the live mid-market rate. Use a converter or comparison site and write down the number you see. The mid-market rate is the benchmark you should compare every quote against.
2. Compare at least three providers. Real quotes differ — Monito listed Revolut, SingX, Wise and Instarem among the top SGD-to-AUD providers, and the spread between the best and worst rate in one comparison was about 1% (Monito, cited in the Quick snapshot).
3. Read the fee in dollars, not percentages. In the comparison above, the $0-fee providers quoted different rates from the paid provider, so the fee alone never tells the whole story.
4. Ask what happens at the receiving end. A waived send-side fee does not guarantee the full amount arrives; the beneficiary’s bank may deduct a fee first.
5. Lock in when the quote beats your threshold. Rates move while you hesitate — once the all-in number looks right, confirm and track the transfer.

Why this order matters: each step protects you from a different way of losing money — stale rates, uncompetitive quotes, hidden fees, and receiving-side deductions.

What’s confirmed, what’s not

The data clears up some things and leaves others genuinely open. Here is the split.

Confirmed facts

• The reference mid-market rate used in this guide is 1 SGD = 1.1237 AUD (Xe, cited in the Quick snapshot).
• Four specialist services quoted between 1.1253 and 1.1376 AUD per SGD in one comparison (Monito, cited above).
• Commonwealth Bank waives international transfer fees via NetBank and its app and covers correspondent bank fees when the sending currency differs from the payment currency (Commonwealth Bank, cited above).
• Two transfer-comparison services logged mid-market benchmarks at 0.901561 and 0.90599 SGD per AUD (MoneyTransfers and The Currency Shop, cited above).

What’s unclear

• Where the SGD-to-AUD rate goes next: the 52-week range spans 1.0811 to 1.1983 AUD per SGD, and none of the cited sources offers a verified forecast.
• Whether any single provider keeps the best rate from one week to the next — live quotes shift by the minute.
• Whether a best day or time of day actually exists for exchanging cash; mid-week mornings are a practical heuristic, not a guarantee.
• Whether the best logged cash rate of 0.8896 AUD-to-SGD (sMoney, cited above) still holds on the day you exchange.

The split is honest: the present is measurable, the future is not. Plan around the range, not around a prediction.

In their own words

Two explanations cut through the noise — one from a transfer platform on how the mid-market works, one from a major bank on what fees do, and do not, apply at the edges.

The mid-market exchange rate is the rate you see on Google and XE, with no markup.

Wise (transfer specialist)

That definition is why online specialists usually beat retail counters: they start from the same unbiased number and subtract a clear fee, instead of burying the cost inside the rate.

Transfer fees may be waived when sending money overseas using NetBank or the CommBank app, excluding AUD-to-AUD transfers.

Commonwealth Bank (major Australian bank)

The trade-off: a waived fee on your side does not mean a fee-free arrival. Always ask what the recipient’s bank will take before you count the final amount.

The takeaway

The pattern across every source here is consistent: the mid-market rate is public, fair, and identical for everyone. What separates a good deal from a bad one is the margin and the fees stacked on top of that number. For anyone moving money between Singapore and Australia, the choice is clear: compare the live quote, add up every fee, and skip the airport counter — or accept paying well above 1.1237 AUD for every Singapore dollar you convert.

Related reading

• Best SGD Exchange Rate — live snapshots of the best Singapore-dollar rates for cash and transfers.
• Send Money to Singapore — provider-by-provider transfer comparisons for the AUD-to-SGD direction.

Both pages use the same live comparison approach cited above — use them as a final rate check before you transfer.

Related reading: Best SGD Exchange Rate · Send Money to Singapore

Frequently asked questions

The practical answer across all seven questions is the same: compare the all-in quote, respect the range, and don’t pay for a rate you cannot verify.